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How to Maximize Your Insurance Benefits Before Year’s End

September 28, 2019

Filed under: Uncategorized — drbuck @ 6:08 pm
Woman smiling during autumn

The leaves are beginning to change colors and Buckeye football is finally back! As summer turns to fall, our focus inevitably drifts toward festive activities like pumpkin-picking, corn mazes and holiday gatherings with the family. However, another thing you should keep in mind is your oral health! Most dental insurance benefits renew on January 1st, meaning any remaining benefits from this year will soon expire. If you want to get the most out of your dental insurance plan before the year’s end, check out the information below from a dentist in ille.

Why Fall is a Good Time to Begin Restorative Treatment

The end of the year is the perfect time to begin a more extensive restorative treatment – especially if you have already met your annual deductible. This is the amount an individual has to pay before their dental insurance coverage kicks in. Whether you need a dental implant to fill a gap in your smile or a root canal to shore up a decaying tooth, your out-of-pocket expenses will be dramatically reduced if your deductible is already paid but your annual coverage remains.

How to Split Treatment Costs

Another way to maximize your dental insurance benefits is to split the cost of a larger treatment over two years. Your annual coverage likely renews at the beginning of each year, but your current benefits will not roll over. So, if you haven’t yet reached your plan’s yearly maximum benefits, now is the time to start treatment! You can use up any remaining benefits for this year, then take advantage of your renewed benefits next year once you have met your annual deductible.

Why You Should Not Delay Care

With the kids back in the school and all the upcoming holiday events to plan for, this time of year can be extremely hectic. However, it is important to find time now to take care of any nagging dental issues. Putting off minor dental issues can allow them to develop into more serious – and more costly – problems in the future. By taking advantage of your dental benefits before they expire at the end of the year, you can protect your dental health and potentially save yourself money in the long-term.

Moreover, most dental plans cover preventative services at 100%! So, even if you do not have a specific dental concern, you schedule a routine checkup before the end of the year. A dental exam and professional cleaning will give your dentist an opportunity to examine the health of your teeth and gums and will likely cost you little or nothing at all!

Stay smiling throughout the Buckeye’s football season by taking advantage of your dental insurance benefits before the end of the year. Talk to a dentist in Clintonville today to get started!

About the Author

Dr. Eric Buck believes every central Ohio family should have access to quality, affordable dental care. That is why he and his team at Creative Smiles are in-network with many of the nation’s most popular dental insurance PPO plans. Patients interested in scheduling treatment before the year’s end can visit the Creative Smiles website or call Dr. Buck at 614-459-7766.

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