As unbelievable as it may seem, another year has almost zoomed by. Before a new 12-month cycle starts, though, your dentist in Columbus says you may have some unfinished business that needs to be ironed out. If you’re like most people with dental insurance, who typically don’t max their available coverage each year, then it’s time to make a positive habit change. Learn why as you continue reading!
Why is Dental Insurance So Important?
Dental insurance covers care and treatments that are directly related to your oral health, and receiving preventive care is considered to be a vital part of your dental wellness. Here’s why:
- Clean Teeth – These visits leave you with beautifully-cleaned teeth. That’s because a dental hygienist will thoroughly remove any built-up plaque and tartar. This also provides protection from cavity-causing bacteria.
- Expert Examination – Another key to preventing major issues is to address them while they’re small. Thus, your dentist will be able to identify budding problems early and develop a treatment plan that will restore your health.
- The Opportunity to Ask Questions – When you attend your next preventive care appointment, you’ll also have an opportunity to ask the professional any questions you may have. The information you gather will contribute to your oral health down-the-road.
A Cost Savings!
As evidence of how much insurance companies applaud preventive care, they will usually pay up to 100% of the costs of these visits. Given that preventive dentistry also saves you money by greatly limiting the chances of needing expensive dental procedures later on, you stand to benefit even more.
The following shows how coverage is classified for more involved procedures:
- Basic Care – To have a cavity filled or to receive a root canal treatment, you can expect to pay from 20-40% of the costs.
- Major Care – The placement of a dental crown, bridge or a set of dentures typically averages around 50% for your copay.
When Does Dental Insurance Renew?
Most dental insurance companies will renew coverage at the first of the year. So if you don’t take advantage of your current preventive care, then the money you spent monthly simply disappears into the ethers at the first of the new year.
Even if you didn’t make it in for your first six-month visit earlier this year, it’s still beneficial to get in before January 1st. Therefore, you can head into the new year aware of what the status of your oral health is, and you’ll know that something useful was done with your dental insurance.
With the help of your local dentist, you can start a new trend where your oral health becomes more of a priority and you reap the benefits of maintaining a healthy and beautiful smile!
About the Author
Dr. Eric Buck earned his dental degree from The Ohio State University College of Dentistry. Throughout his career, he has remained an active learner, maintaining affiliation with Spear Education, where he has the privilege of being both a teacher and student. Dr. Buck helps patients avoid dental issues by providing preventive care at Creative Smiles, and he can be reached for more information through his website.