Time is ticking on your dental insurance! The year is almost up — and if you have unused benefits, they will not roll over to 2018. That means you are at risk of allowing potentially hundreds of dollars to go to waste. But your dentist in Columbus is here to help! Keep reading to find out how you can still make the most out of your investment in your dental health.
Dental Insurance Doesn’t Roll Over
If you and your family are covered by a dental insurance plan, you or your employer pay a certain amount of money of monthly in exchange for dental care. You are eligible for somewhere between $1,000 to $1,500 worth of services after you meet your deductible — but any amount that you have remaining when the clock strikes 12 on New Year’s Eve will be forfeited. While some plans offer a small rollover period, the majority of funds are still lost at the end of the calendar year.
Making the Most Out of Your Plan
Don’t let your insurance benefits go to waste simply because you are uninformed. Instead, talk to us about maximizing your plan in time for the New Year! Our team can provide a verification of benefits to confirm whether you have met your deductible and how much you have left to spend for 2017. Then, we can see what services you could benefit from — for the good of your smile and your wallet.
We may recommend…
- Scheduling a checkup and cleaning with x-rays
- Getting started on any necessary restorative care
- Completing any unfinished treatment plans
- Taking care of a checkup and cleaning for 2018
FSAs and HSAs Expire, Too
If you have a flexible spending account (FSA) or health savings account (HSA), you should know that the majority of any funds remaining in your account will also be forfeited at the start of 2018. You may be able to rollover a small portion of the money that has been set aside — but to avoid losing a lot of money, check with your employer or our office to find out just how much.
Don’t wait to schedule an appointment to get the most out of your dental insurance. November and December are especially busy at Creative Smiles, as people get serious about improving their smiles before the holidays while also working to maximize their insurance benefits. And, because many restorative treatments require more than one appointment to complete, you want to make sure you have plenty of time to come in before the year is over. So don’t delay — call us today to ensure you get the most convenient scheduling!
About the Authors
Dr. Eric Buck and Dr. Hannah Burton provide superior dental services for Columbus and the surrounding areas. To learn more about their services or to schedule an appointment and maximize on your dental insurance in 2017, you are invited to contact the office at 614-459-7766.